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VUB PSD2 official announcement

VUB as the member of ISBD (International Subsidiary Banks Division) is going to fully align with the PSD2 Open Banking activities and introduce group solution for Open Banking portal and new API standard coming from Berlin-group NextGenPSD2 Access to Account Framework (Berlin-group standard).

Therefore we would like to present you our group Open Banking portal ("ISBD Open Banking Group Application"): https://isbd.openbanking.intesasanpaolo.com/en/home which can be used for active as well as for new TPP partners. This portal offers capability for test certificate generation, new ticketing system for all TPP requests and documentation.

Our key milestones are:

15.12.2021 - new sandbox API of Berlin-group standard introduction for all our active and registered TPP partners. Please find more details below.

1.2.2022 - Planned to GO LIVE for AISP APIs of Berlin-group standard. Please see the list below.

1.3.2022 - Planned to GO LIVE for PISP and PIISP APIs of Berlin-group standard. Please see the list below.

30.9.2022 - Planned to decommissioning of APIs of SBA standard and decommissioning current VUB developer portal

TPP Introduction

Application programming interfaces

for access to the Account Information Services and Payment Initiation Services, compliant with the new Payment Services Directive (PSD2), the regulatory technical standard for strong customer authentication (SCA) and open programming interfaces and the local Slovak legislation, transposing the PSD2 directive into local law.

Legal introduction 

Všeobecná úverová banka, a.s. ("VUB") enables access to accounts (XS2A) utilizing REST API services compliant with The Berlin Group NextGenPSD2 standard version 1.3.9 (shortly to be upgraded into version 1.3.11) that is further defined in implementation guidelines.

Access to the API can be requested by any natural or legal person that has the right to API access based on either the:

This means particularly:

 

Required onboarding process

Open ID registration via https://api.vub.sk/psd2/register

Swagger available at Open Banking portal.

 

Optional onboarding process

1. TPP registers on https://isbd.openbanking.intesasanpaolo.com/en/sign_up. For a successful registration you should select either:

a. I'm registered TPP: In this case you should upload public part of a production eIDAS certificate issued by a verified QTSP.

b. I'm in registration process: In this case you should upload either:

i.  Documentation that proves your TPP registration with a relevant NCA.
ii. Documentation that proves you are in the process of obtaining a TPP registration with a relevant NCA and it is likely that you will obtain such registration.

2. TPP receives email notification of successful registration.

3. TPP receives email notification about successful validation of registration, with a password for ISBD Open Banking Group Application

4. TPP logs into ISBD Open Banking Group Application and retrieves certificate and password for Sandbox API.

5. TPP starts using Real API.

 

Technical

Overview

XS2A interface

Access points

Sandbox API base URL: https://api.vub.sk with the http request header attribute "X-PSD2Sandbox" set to "yes"

Real API base URL: https://api.vub.sk/

 

Account Information Service (AIS)

Payment Initiation Service (PIS)

Confirmation of Funds Service (PIIS)

Authorization Service (OAuth2.0)